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Friday, 29 July 2011

The Future of Referral Fees Under Consideration

An outright ban on referral fees is being discussed by government as David Cameron is reported as being sympathetic to harassed consumers.

An evolving compensation culture has meant that customer details have been sold by insurance companies or even by the Police to personal injury firms without the permission of the customer themselves. As well as being an intrusive practice, it has also caused the cost of car insurance to rise sharply despite the number of accidents having fallen in recent years for example.

Friday, 22 July 2011

Overseas Retirees Transferring UK Pensions Offshore with QROPS

Qualifying Recognised Overseas Pension Schemes (QROPS) offer a raft of benefits to those planning to retire abroad. The schemes have potential to reduce taxes when pensions are paid out, remove currency risk and avoid tax on any remaining lump sum available to pass to heirs. Risks do exist though so professional advice is a must.